Three Legal Tips to Read Before You Buy Your First Car

When you buy your first car, you may have a lot of things on your mind. The installment budget, maintenance fee, and insurance premium are three financial duties that may follow you after an automobile purchase. However, your thought must not stop there.

As a car owner, you must realize legal problems that can happen in the future. And just like any other types of risks, you have to manage them. Here, we will discuss the three most universal legal scenarios that can happen to a car owner and how to anticipate them.

What to Do When Your New Car Turns out to Be a Lemon Car

A lemon car is a term given to a unit that has any defects undeclared in the purchase agreement. And contrary to what you might have believed, both used and new cars are susceptible to that lemon condition. The sole motivation of the seller for committing such fraud is to make profits as much as possible from the sale.

The worst thing about a lemon car is that the damages will gradually reveal themselves. And once this scenario happens to you, you will find out that filing a lawsuit against the seller is not an easy business. You must hire an attorney that specializes in Lemon Law to get proper compensation for your loss. A good lawyer can save you from the trouble dealing with the same dealer by getting a full refund. In most cases, the damaged party can only receive a vehicle replacement.

Getting the Right Insurance Protection

Not all insurance policies give you complete protection from auto risks. Some will grant you with only a sum of compensation money for personal injury, while others can protect you from litigation.

To decide which type of insurance is the right one for you, you can briefly survey auto accidents that have happened in your area by reading newspapers of the past ten years. Usually, the Police Department also publishes the statistics of traffic accidents, from which you can learn the issue.

If most of the accident cases end up with causing injuries or even deaths to other people, then you need insurance coverage that includes legal liability. What has happened in the past will definitely happen again in the future, and you must not risk yourself even if you believe the accident is very unlikely to happen to you.

Understanding the Insurance Dispute

Up to this point, you have learned that auto dealers and the traffic are possible to cause you some loss. Here, we will discuss that the risks do not stop there. The insurance company that is supposed to protect you can turn themselves against you.

Insurance dispute is a condition where you, as an insurance policy owner, do not get the protection promised by the insurance company. They make the most profits when a policy owner does not claim his/her rights, which makes it a motive for the company to stall a claim process. In this case, you can hire a law firm with the expertise of insurance disputes.…